Arriving in Bochum
When you have made it into the country and found your way to Bochum, there are even more things to take care off. But don't worry, we're here to help!
General info on bank accounts
Having a German bank account can make life a lot easier. Opening an account might take longer, as you need a regular address and have already registered with the authorities. We advise for you to bring some cash to cover the first expenses after your arrival.
Taxes
As soon as you have registered, you will get a tax ID number (Steuer ID); if not, you will receive it by post by the tax authorities (Finanzamt), usually within 4 to 6 weeks. In urgent cases you can go to the townhall after one week and ask for your tax ID number in person.
Getting health insurance in Germany
Health insurance is required by law. There are two types of insurance in Germany: statutory and private. Here is a list to give you a simplified overview about the differences.
Other insurances
Paying social insurance depends on the type of contract you have. Other insurance such as personal liability insurance, household contents insurance or car insurance depend on your personal circumstances.
Mobile Phone Contract
If you're from the EU, you might already have a plan that includes the German cellphone network. Otherwise getting a German number from a German provider might make life easier. Most providers offer different contracts to suit your internet, texting and calling needs.
Drivers License
Germany has a pretty good public transport system but you might be more inclined to use your car depending on where you live. Some foreign drivers licenses are valid here, others may not be and you will need to take a German driving test. Find more information here.